New government-sponsored programs to help the uninsured are being created, but there are existing programs that may be able to help you now.
Some people have never had health insurance as is often the case with those who are self-employed others may work for an employer without a group plan or simply cannot afford the full or partial premiums associated with coverage.
Oftentimes, state health insurance risk pools are the primary alternative for the medically uninsured. Although these plans can sometimes be cost-prohibitive, each state’s offering will be different. The National Conference of State Legislatures (NCSL) website provides an overview of state health programs to cover the uninsured, allowing you to research the programs available in your area before making a decision.
Medicaid is a state-administered federal healthcare program for those who meet certain low-income guidelines. Eligibility parameters change from one state to another, so contact the Medicaid office for specific details about eligibility in your state.